Website lets homeowners compare insurance rates – South Florida Business Journal

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Website lets homeowners compare insurance rates

South Florida Business Journal

Date: Tuesday, July 26, 2011, 2:43pm EDT

A predecessor to Florida’s new HomeOwners Insurance Comparison Electronic System (CHOICES) had nearly 10,000 hits a month.

The Florida Office of Insurance Regulation has relaunched an online system that allows consumers to compare pricing on homeowner insurance.

The new system, called the Consumer HomeOwners Insurance Comparison Electronic System (CHOICES), allows consumers to select between two standard risks, and pick any of Florida’s 67 counties. The system generates a window with rankings for the rates of the leading insurers in that county.

Florida Insurance Commissioner Kevin McCarty said the system is designed to encourage Floridians to shop for a better rate; the system also illustrates the competitiveness of the homeowners’ insurance market in Florida and the benefits of shopping for insurance.”

CHOICES was originally released in 2007 as shopandcomparerates.com. At its peak, the website received nearly 10,000 hits a month.

The rate quotes reflect the most recent rate filings OIR accepted. The rates do not reflect surcharges or discounts, and OIR encourages consumers to contact their insurance agent, or the company directly to obtain an official premium quote, according to OIR’s statement about the relaunch of the program.

via Website lets homeowners compare insurance rates – South Florida Business Journal.

World’s oceans in ‘shocking’ decline, report finds ‘speeds of many negative changes … are tracking the worst-case scenarios’ | ThinkProgress

This excellent post pulls together the historically significant report on the decline of the oceans.

A “shocking” report from the International Programme on the State of the Ocean (IPSO) comes from the “first inter-disciplinary international meeting of marine scientists of its kind and was designed to consider the cumulative impact of multiple stressors on the ocean, including warming, acidification, and overfishing.”

via World’s oceans in ‘shocking’ decline, report finds ‘speeds of many negative changes … are tracking the worst-case scenarios’ | ThinkProgress.

State of the Ocean–Another Threat For The Planet

This should be of the greatest of concern to us in South Florida.

A high-level international workshop convened by IPSO met at the University of Oxford earlier this year. It was the first inter-disciplinary international meeting of marine scientists of its kind and was designed to consider the cumulative impact of multiple stressors on the ocean, including warming, acidification, and overfishing.

The 3 day workshop, co-sponsored by the International Union for Conservation of Nature (IUCN), looked at the latest science across different disciplines.

The 27 participants from 18 organisations in 6 countries produced a grave assessment of current threats — and a stark conclusion about future risks to marine and human life if the current trajectory of damage continues: that the world’s ocean is at high risk of entering a phase of extinction of marine species unprecedented in human history.

via State of the Ocean.org – Solutions: New Report: International Earth System expert workshop on ocean impacts and stresses.

Five Environmental Essentials for South Florida–Tropical Aududon Society

I urge you to read this perfect examination of the five biggest environmental concerns for our community.  Governor Scott is doing great damage to our environment.

http://library.constantcontact.com/download/get/file/1102678839080-255/5+environmental+essentials.pdf